Civic Financial Planning is a business name of Financial Index Australia Pty Ltd ABN 90 094 287 037 which holds Australian Financial Services Licence number 240559. Financial Index Australia Pty Ltd is owned by Findex Group Limited.

The information on this website has been prepared without taking into account your objectives, financial situation or needs, and therefore you should consider if the advice suits your needs before making a decision. Please read the relevant Product Disclosure Statement before acquiring any financial product. 

Civic Financial Planning has exercised reasonable care in preparing this content but accepts no liability, under any theory of liability, including but not limited to in tort, in contract, under statute or in equity, for any loss sustained by any person as a result of relying on any advice contained herein. Civic Financial Planning recommends that you seek personal financial advice tailored to your needs before making any decisions in relation to financial products.
All information, opinions, conclusions, forecasts or recommendations are current at the time of compilation but are subject to change without notice. Civic Financial Planning assumes no obligation to update this content after it has been issued.

This content is also not intended to constitute legal or taxation advice as it is of a general nature only. If you require legal or taxation advice, we recommend you speak to a qualified adviser.