Civic Financial Planning is the copyright holder for the Retirement Planning for APS and Other Australian and ACT Government Employees. This free guide is updated annually with relevant and timely information targeted specifically at public servants and includes information on:
• Options during the accumulation phase of membership
• Supplementing benefits with other superannuation benefits
• Types of benefits payable
• Enhancing retirement benefits
• Achieving optimal retirement benefits
About the Author, Trevor Nock.
Trevor Nock's Expertise in Commonwealth Superannuation Schemes is an asset to many of our valued clients Australia-wide. Prior to joining Civic Financial Planning he spent 31 years working with the Commonwealth superannuation schemes at the Department of Finance and Deregulation and ComSuper. As part of his career, Trevor was a member of the design team for the Public Sector Superannuation Scheme (PSSdb) and has also been associated with the implementation and administration of the Commonwealth Superannuation Scheme (CSS) and PSSDB.
Click here to read more about Trevor Nock
"Tom has been my adviser for ten years now. I find him very knowledgeable. His communication style is easy to understand and his advice is accurate. I have complete trust in him. " Glenda Anderson, Adviser - Tom Dawes
"I have been a most satisfied client of Civic Financial Planning for the past 14 years and Tom Dawes has been my financial advisor for the past ten years or so. Tom has a vast knowledge of the financial world and consistently provides prompt, efficient and accurate advice in which I place a high level of trust. I have no hesitation in recommending Tom Dawes as a most helpful and friendly financial advisor who always gives his clients a personal and professional service. " Paul Taylor
, Adviser - Tom Dawes
"Howard Kemp became Financial Adviser to my husband and I on retirement and since my husband’s death I have been very grateful to Howard for his guidance and advice concerning my financial situation. He answers my questions clearly and takes into account my wishes and comments and I have confidence in the decisions that I make. I trust Howard and appreciate his professionalism." June Falkner, Adviser - Howard Kemp
"I have been a client of Tom Dawes since 2003 and since then we have formed a solid professional and personal rapport. We have a friendly and open client/adviser relationship based on Tom’s professionalism, competence and ability to respond to my needs. Tom is always available to answer my queries and his advice is well-researched, fully explained and delivered in a timely manner. Because of his performance over the years of our relationship, Tom has my complete trust." Greg Kennett
, Adviser - Tom Dawes
"David McKay has been my financial adviser for approximately ten years. During this period the stock market has had its ups and downs but that hasn’t really mattered, because David has adopted a long-term approach. There have been no get-rich-quick schemes; just good, sound, practical advice. Along the way I have benefited greatly from several tax-effective saving methods. Such techniques are common practice for an experienced financial adviser, but a mystery to the layman. Everyone should have a good financial adviser!
." Geoff Foster
, Adviser - David McKay
