Civic Financial Planning


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Sending money overseas can be expensive if you are using the major banks. Financial Index Australia are please to partner with foreign exchange specialists OzForex so you can now transfer money faster and for a lot less. Their fee is only AUD$15.00 and their exchange rates are much better than banks. Best of all you can organise a transfer anytime you like online or by phone – they are open 24-hours a day, business days! 

 By using OzForex you will enjoy;

• No receiving bank fees in most countries
• Extremely competitive foreign exchange rates across 18 currencies
• Online access 24/7
• Access to a dedicated Dealer by phone 24-hours a day, 5 days a week
• Complete exchange rate transparency
• No transaction fees for amounts over AUD10,000
• Risk management tools through Limit Orders and Forward Exchange Contracts
• Exchange rate alerts via email
• Access to our highly regarded daily and weekly “Market Commentary”

To speak to one of their accredited dealers about your foreign exchange requirements call 1300 300 424 in Australia (0845 686 1950 in the UK; 1800 680 0750 in Canada or 0800 161 868 in NZ) or www.ozforex.com.au/partner.asp?id=395 to register online.

As a client of Financial Index Australia you will receive your first two transactions fee FREE.

 

> Staff Profiles
Andrew Rafty> Andrew is a fully certified financial planner ...
Robert Chester> Rob has worked in the Financial Services ...
Alan FavellCFP, Dip FP> Alan has 22 years experience in the ...
Scott RedpathDip FS (FP), Dip Bus (Bnk & Fin)> Scott’s professional qualifications include a Diploma of ...
Bob FeganFdn. DFP> Bob has 32 years experience in the ...
Matthew WaughMFinPlan, Adv Dip FS(FP)> Matthew’s professional qualifications include a Masters of ...
John IvesCFP> John has been working in the Banking ...
Tom DawesJP, CFP®, GAICD, BEng (Elec), MCom, MBA, DipFP> Tom has 13 years experience as a Financial ...
David McKayCFP® Dip FP BBus (Acc)> David has 16 years experience in superannuation and ...
Dianne E DashCFP® BComm CA> Dianne is a Chartered Accountant and Certified ...
Howard KempCFP®, Dip FP> Howard has over 22 years financial planning experience ...
Ryan CarrollDip FS (FP)> Ryan Carroll brings a wealth of expertise ...
Trevor Nock> Introducing Trevor Nock - Research Manager Civic ...
Bill WallerJP CFP® GAICD> Billplaces a high importance in building ...
> All Staff

"Howard Kemp became Financial Adviser to my husband and I on retirement and since my husband’s death I have been very grateful to Howard for his guidance and advice concerning my financial situation. He answers my questions clearly and takes into account my wishes and comments and I have confidence in the decisions that I make. I trust Howard and appreciate his professionalism." June Falkner, Adviser - Howard Kemp

"Tom has been my adviser for ten years now. I find him very knowledgeable. His communication style is easy to understand and his advice is accurate. I have complete trust in him. " Glenda Anderson, Adviser - Tom Dawes

"David McKay has been my financial adviser for approximately ten years. During this period the stock market has had its ups and downs but that hasn’t really mattered, because David has adopted a long-term approach. There have been no get-rich-quick schemes; just good, sound, practical advice. Along the way I have benefited greatly from several tax-effective saving methods. Such techniques are common practice for an experienced financial adviser, but a mystery to the layman. Everyone should have a good financial adviser! ." Geoff Foster , Adviser - David McKay

"I have been a client of Tom Dawes since 2003 and since then we have formed a solid professional and personal rapport. We have a friendly and open client/adviser relationship based on Tom’s professionalism, competence and ability to respond to my needs. Tom is always available to answer my queries and his advice is well-researched, fully explained and delivered in a timely manner. Because of his performance over the years of our relationship, Tom has my complete trust." Greg Kennett , Adviser - Tom Dawes

"I have been a most satisfied client of Civic Financial Planning for the past 14 years and Tom Dawes has been my financial advisor for the past ten years or so. Tom has a vast knowledge of the financial world and consistently provides prompt, efficient and accurate advice in which I place a high level of trust. I have no hesitation in recommending Tom Dawes as a most helpful and friendly financial advisor who always gives his clients a personal and professional service. " Paul Taylor , Adviser - Tom Dawes

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